Manno & Dinnerstein, P.A. can help modify your existing mortgage loan with your current lender by negotiating the terms of your loan on your behalf. The modification process begins with a thorough evaluation of your financial situation to help gauge whether or not you may qualify for a loan modification through your lender. Our aim is to demonstrate that you are a good candidate for modification. The Firm may also determine that it would be beneficial to conduct a forensic audit of your mortgage loan, which is provided by a third-party in order to strengthen your position for loan modification.

The Firm and its attorneys will work closely with you to determine your goals and needs during the modification process, and will keep you informed of all communications that occur between the Firm and your lender. By representing you throughout the modification process, we can ensure that all proper steps are taken in a timely manner and you have a fair, legitimate opportunity to modify your loan agreement.

Typical Loan Modification Terms:

• Reduction of your interest rate.
• Conversion from an adjustable rate to a fixed interest rate.
• Forgiveness of missed payments or application to the end of the loan term.
• Principal adjustment to reduce loan amount to current value of home.
• Termination of any foreclosure proceedings against you and your home.